Certificates of Deposit


We offer a variety of CDs to suit a wide range of customers and situations. CDs are a low-risk, fixed rate investment and are ideal for customers who do not need immediate access to their funds.


Balance Requirements

  • $1,000 minimum deposit to open

Key Account Features

  • Fixed rate
  • Automatically renewable
  • Several terms available
  • Deposits insured by the FDIC to $250,000 2


Important account information for Certificates of Deposit

All accounts are subject to approval.


1 The Annual Percentage Yield (APY) is subject to change without notice. A penalty may be imposed for early withdrawal. Fees could reduce earnings. A minimum balance of $1,000.00 is required to obtain the APY. Interest is credited at maturity (or at least annually) unless otherwise requested by customer. All types are automatically renewable except Simple Interest Jumbo. Interest is compounded daily for all types except the Simple Interest Jumbo. The daily balance method is used to calculate interest.

2 The standard insurance amount is $250,000 per depositor. Visit www.fdic.org for more information.